I had a hard time with the dealership didn't have a great selection of cars to choose from but they went through their inventory, found a car, submitted to see if Capital One would ok the purchase since I wasn't putting a down payment and Capital One said yes. You can enter in the vehicle ID on their site and Capital One will tell you the max they will pay for it. You can then see what they are selling it for and compare it to the max limit that Capital One will pay for a car. If you can look at cars on the dealership's site then do so. But, I will say do what they tell you to do and bring a copy of the preapproval from their site to the dealership because, at least in my experience, the dealer wanted to have that copy. Ok, it's been a couple of months since I did it and got my Acura (my very first car purchase) and I do believe you are set to go. I dont want to go into the dealership and have problems.ĭoes anyone have advice on what to do next to assure a smooth process? With Auto Navigator, you can confidently shop for cars and know personalized monthly payments and APRs ahead of time.īefore you head to the dealer, take a moment to review the information included in this certificate.Īm I really okay to go? It says I am prequalified for up to $35000. It says the following:Ĭongratulations! You're pre-qualified for your next auto loan with Capital One. Just a reminder, your pre-qualification offer expires on: Īlso, I did the autonavigator. Complete your financing - complete your financing by filling out a credit application and signing a retail installment contract at the dealer.Visit an eligible dealer - take your pre-qualified offer confirmation to any of the eligible dealers.Compare your options - know the Annual Percentage Rate (APR) and estimated monthly payment for the vehicle you want.Check your eligibility - see if you're pre-qualified for an auto financing offer with no risk to your credit score.Thank you for submitting your requested documents, we've received and verified all of the documents you should need at the dealer! If you haven't already, compare your options using our Offer Calculator and then visit an eligible dealer. Am I okay to go? I am kind of worried about getting denied when going into the dealership. This is the email I got when I sent them my pay information. So, I signed up for the prequalification with capital one.
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